Even though the credit card has been “suspended,” fraudulent use continues... Losses of 10,000 yen per day “makes no sense” – is this misuse of smartphone touch payments?
Why? Credit cards have been suspended, but fraudulent use continues… 10,000 yen lost each day “I don’t understand” – users’ anxiety grows. Experts say it’s a method they’ve never heard of before, possibly abusing smartphone touch payments.
※7/27 (Sat) 8:00
mbs news
An email was sent to the mbs reporting team. It said, ’We have found some transactions on your credit card that you do not recognise. Although the card was blocked on May 1st, it is still being used every day, spending about 10,000 yen, and has been used 13 times. “I have to put up with being used every day…it’s irritating,’’ he wrote. Anger seeps out from the text. What happened to the sender? Unfamiliar credit card usage history The sender of the email is Mr. A (30s) who lives in Osaka Prefecture. She had been living a peaceful life with her husband and two-year-old son, but something strange happened in April of this year. (Person A) “I don’t usually use my credit card, but I got an email on my smartphone saying that I’d spent 9,108 yen somewhere. (Q: Do you remember using it yourself?) Not at all. The amount is odd and I have no recollection of it at all.” I suddenly received an email informing me of a credit card transaction I had no recollection of. Later, when I checked my statement, I discovered that my card had not been fraudulently used just once, but multiple times in succession. (Person A) “I happened to use my card to make a payment while shopping online, and the fraudulent use started four days later, so I wondered if my information had been stolen during that one online purchase. You don’t know, do you? I’m scared now.”
A immediately went to suspend the card, but was told, “The card is being used on a suspended card.”
Mr. A immediately contacted the card company and went to suspend the card. People say they were relieved that this would put an end to the fraudulent use, but in reality it was only the entrance to a greater darkness. (A) “I thought, ’If the card is suspended, it won’t be used anymore,’ but when I checked the statement, I thought, ’Why?’” A completed the suspension procedure on May 1, but the fraudulent use continued after that. On May 3rd, it was priced at 10,000 yen at electronics stores. The next day, on the 4th, it was also listed for 10,000 yen at a store selling second-hand books. Then on the 5th, 10,000 yen was spent again at an electronics store, and about 10,000 yen continued to be spent every day until May 10th. Continue reading below.
>>1 There is a system called floor payment function, where small payments are settled first and billed at night. These days, the floor payment limit is often set to 0 yen, so it works well, but it seems there was a loophole.
>>8 In the middle of nowhere, there’s a lot of weird pressure to conform. If you take out coins at a drugstore, the clerks will look at you with disdain. Do people really use electronic money that much?
I think the maximum penalty for fraud should be the death penalty. Hanging a few people will act as a deterrent. They’re useless trash even when they’re alive, so at least they could be of some use to the world if they were ground into powder after they die and used as food for animals.
>>40 The same thing can be said about the Nammaida card that the government is forcing upon us. If that device is used by a local doctor full of criminals, skimming is bound to happen.
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