Even though the credit card has been “suspended,” fraudulent use continues... Losses of 10,000 yen per day “makes no sense” – is this misuse of smartphone touch payments?

Digital
0001Gure ★.Jul. 28, 2024 (Sun) 14:23:55.73ID:NaEBNR5m9
Why? Credit cards have been suspended, but fraudulent use continues… 10,000 yen lost each day “I don’t understand” – users’ anxiety grows. Experts say it’s a method they’ve never heard of before, possibly abusing smartphone touch payments.

※7/27 (Sat) 8:00

mbs news

An email was sent to the mbs reporting team. It said, ’We have found some transactions on your credit card that you do not recognise. Although the card was blocked on May 1st, it is still being used every day, spending about 10,000 yen, and has been used 13 times. “I have to put up with being used every day…it’s irritating,’’ he wrote. Anger seeps out from the text. What happened to the sender? Unfamiliar credit card usage history The sender of the email is Mr. A (30s) who lives in Osaka Prefecture. She had been living a peaceful life with her husband and two-year-old son, but something strange happened in April of this year. (Person A) “I don’t usually use my credit card, but I got an email on my smartphone saying that I’d spent 9,108 yen somewhere. (Q: Do you remember using it yourself?) Not at all. The amount is odd and I have no recollection of it at all.”
I suddenly received an email informing me of a credit card transaction I had no recollection of. Later, when I checked my statement, I discovered that my card had not been fraudulently used just once, but multiple times in succession. (Person A) “I happened to use my card to make a payment while shopping online, and the fraudulent use started four days later, so I wondered if my information had been stolen during that one online purchase. You don’t know, do you? I’m scared now.”

A immediately went to suspend the card, but was told, “The card is being used on a suspended card.”

Mr. A immediately contacted the card company and went to suspend the card. People say they were relieved that this would put an end to the fraudulent use, but in reality it was only the entrance to a greater darkness. (A) “I thought, ’If the card is suspended, it won’t be used anymore,’ but when I checked the statement, I thought, ’Why?’” A completed the suspension procedure on May 1, but the fraudulent use continued after that. On May 3rd, it was priced at 10,000 yen at electronics stores. The next day, on the 4th, it was also listed for 10,000 yen at a store selling second-hand books. Then on the 5th, 10,000 yen was spent again at an electronics store, and about 10,000 yen continued to be spent every day until May 10th. Continue reading below.

なぜ?クレジットカード“停止したのに”不正利用が止まらない…毎日1万円ずつ被害に「意味分からない」利用者に募る不安 スマホタッチ決済悪用か 専門家「今まで聞いたことない手口」(MBSニュース) - Yahoo!ニュース
MBSの取材班に届いた1通のメール。そこには、『クレジットカードで身に覚えのない使用履歴を確認しました。カードを止めたのは5月1日なのに、今でも毎日1万円程使用されており、13回使われています。毎
0054Anonymous Donburako.Jul. 28, 2024 (Sun) 14:37:27.78ID:R0Lq/OWi0
>>1
It doesn’t matter because the insurance company that the card company is in is paying it.
0055Anonymous Donburako.Jul. 28, 2024 (Sun) 14:37:32.98ID:Bb/OMtgO0(1/4)
>>1
There is a system called floor payment function, where small payments are settled first and billed at night.
These days, the floor payment limit is often set to 0 yen, so it works well, but it seems there was a loophole.
0096Anonymous Donburako.Jul. 28, 2024 (Sun) 14:45:51.82ID:Gph49ie50
>>1
You’ll get your money back for any unauthorized use.
0008Anonymous Donburako.Jul. 28, 2024 (Sun) 14:25:05.41ID:TLREoGdB0
The end result of digitalization: Regardless of the internet, when shopping in real life, carry cash.
0033Anonymous Donburako.Jul. 28, 2024 (Sun) 14:32:45.05ID:fPP459ow0(1/2)
>>8
This is it.
0072Security guard [lv.9].Jul. 28, 2024 (Sun) 14:40:35.17ID:uO/ZBV+20
>>8
In the middle of nowhere, there’s a lot of weird pressure to conform.
If you take out coins at a drugstore, the clerks will look at you with disdain.
Do people really use electronic money that much?
0009Anonymous Donburako.Jul. 28, 2024 (Sun) 14:25:20.02ID:emtpfmv10(1/4)
You can still use smartphone touch payment even if your card is suspended.
0010Anonymous Donburako.Jul. 28, 2024 (Sun) 14:25:25.51ID:oGRKDXm40
I can’t stop, I can’t stop.
0011Anonymous Donburako.Jul. 28, 2024 (Sun) 14:27:46.19ID:Ot6G82vV0
Wow, I feel bad for this person, but this was helpful.
0012Anonymous Donburako.Jul. 28, 2024 (Sun) 14:28:31.47ID:ecdcR2zE0
Who will pay for that?
0020Anonymous Donburako.Jul. 28, 2024 (Sun) 14:30:22.48ID:emtpfmv10(2/4)
>>12
Probably an insurance company.
0013Anonymous Donburako.Jul. 28, 2024 (Sun) 14:28:42.07ID:izMC2d740
Oh, it’s MBS…
0014Anonymous Donburako.Jul. 28, 2024 (Sun) 14:29:12.49ID:whoDyoD50(1/2)
So if you find a credit card, you can use it to pay by tapping it and use it unlimitedly?
Was it a good idea to write an article about this method?
0017Anonymous Donburako.Jul. 28, 2024 (Sun) 14:29:23.51ID:jTNKsviy0
If you’ve reported it you’ll be compensated.
0018Anonymous Donburako.Jul. 28, 2024 (Sun) 14:29:52.47ID:PSdDh58W0(1/2)
This is a nice gesture by the credit card companies because if you stop making regular payments such as your cell phone bill, you will be blacklisted.
0032Anonymous Donburako.Jul. 28, 2024 (Sun) 14:32:43.92ID:LfgBxFgP0
>>20
The store is also responsible for the risk and liability.
0021Anonymous Donburako.Jul. 28, 2024 (Sun) 14:30:22.61ID:GJMJMsuJ0(2/2)
In the first place, the card company will clearly explain to you that “don’t worry, you won’t be charged even if the card is used.”
0023Anonymous Donburako.Jul. 28, 2024 (Sun) 14:30:33.10ID:eq4dmbUm0
It’s not the fault of the touch payment, it’s the fault of the card company’s system being crappy.
0024Anonymous Donburako.Jul. 28, 2024 (Sun) 14:30:36.65ID:SIxuiJD10
I would like the security code to be more complex as well.
0025Anonymous Donburako.Jul. 28, 2024 (Sun) 14:30:37.88ID:GCTFyy+10
Cash is the only option, so it’s all about cash.
0029Anonymous Donburako.Jul. 28, 2024 (Sun) 14:32:15.92ID:+KzAwHtD0
Well, you probably won’t be charged after it’s suspended, so feel free to use it however you like.
0030(。・_・。)ノ ◆jn6k3cbewjlt Hunter [Lv. 298] [SR Warrior] [SSR Defense] [Wood].Jul. 28, 2024 (Sun) 14:32:39.84ID:IcmfxbJr0
This is why I’m afraid of linking my smartphone to my card. I only have my Docomo ID set up because smartphone touch payment is convenient.
0031Anonymous Donburako.Jul. 28, 2024 (Sun) 14:32:42.13ID:9LYzfNwI0
Whether it’s touch payment or whatever, if you stop the source it’ll stop lol.
0036Anonymous Donburako.Jul. 28, 2024 (Sun) 14:33:06.54ID:GSJvelaW0
I think the maximum penalty for fraud should be the death penalty. Hanging a few people will act as a deterrent. They’re useless trash even when they’re alive, so at least they could be of some use to the world if they were ground into powder after they die and used as food for animals.
0038Anonymous Donburako.Jul. 28, 2024 (Sun) 14:33:15.60ID:DDM433Fm0
Would it be okay to close my bank account and change it to another?
Is it because of my My Number card?
0047Anonymous Donburako.Jul. 28, 2024 (Sun) 14:35:20.53ID:nv2VZApn0(3/9)
>>38
I have to pay for other usage, so I zeroed out my account and made a bank transfer.
0040Anonymous Donburako.Jul. 28, 2024 (Sun) 14:33:39.53ID:w25G3LEs0(1/2)
It’s probably best not to hand your card over to staff at privately owned restaurants, as they can skim it behind the scenes as much as they want.
0045Anonymous Donburako.Jul. 28, 2024 (Sun) 14:34:47.62ID:gS2AxPTH0(2/5)
>>40
If it’s a privately owned business, then he’s the only culprit lol.
0063Anonymous Donburako.Jul. 28, 2024 (Sun) 14:39:11.36ID:pK/BR6Zg0(1/6)
>>40
The same thing can be said about the Nammaida card that the government is forcing upon us.
If that device is used by a local doctor full of criminals, skimming is bound to happen.
0042Anonymous Donburako.Jul. 28, 2024 (Sun) 14:34:31.48ID:sk/5Gj6y0
If it’s still being used even after it’s been stopped, then that’s a flaw in the system.
Reference: https://asahi.5ch.net/test/read.cgi/newsplus/1722144235

Other languages: 【】クレジットカード“停止したのに”不正利用が止まらない…毎日1万円ずつ被害に「意味分からない」スマホタッチ決済悪用か

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