JAIC (Chiyoda Ward, Tokyo), a company that provides employment support services, conducted a survey of young people on how they would spend their summer bonuses, and the most common answer was “savings.” A representative analyzed, “Younger generations have little surplus funds, so saving is probably their first choice.” The survey was conducted June 14-20 among 171 full-time employees in their 20s and 30s who had used the company”s employment support services to find employment or join a company. When asked what they had spent or planned to spend their summer bonuses on (multiple answers allowed), “savings” was the most common answer at 49.1%, followed by “hobbies” at 40.9% and “to cover living expenses” at 25.1%. When asked how they would spend their bonuses if they received more, the most common answers were “hobbies” at 26.9%, “savings” at 24.0%, and “travel and leisure” at 11.7%. Meanwhile, human resources service company En Japan (Shinjuku, Tokyo) conducted a survey of 210 small and medium-sized companies about changes in bonus payments this summer, and 43% of the companies responded that they plan to increase bonuses compared to last year. The most common reason given was the impact of base pay increases at 25%, followed by increased employee motivation at 19%, good business performance and measures to deal with rising prices at 17%.
48% of companies responded that they plan to keep bonus payments unchanged, while 7% plan to reduce bonuses. The most common reason for reductions was poor business performance at 63%. [Ryota Hashimoto] Mainichi Shimbun 2024/7/10 06:00 (Last updated 7/10 06:27)
Young people are likely to use their NISA funds in a way that makes no sense, like putting all their money into them, then seeing a crash in the fall and winter and cutting their losses.
>>6 You should have some liquid cash in your bank account that you can withdraw quickly. If you invest it all, you”ll be in trouble in an emergency, so it”s normal to have about 5 million yen that you can easily withdraw at any time.
All you have to do is save up all your excess money and buy an Orkan mutual fund. If you”re going to do it, do it while you”re young. I wish I had a system like this when I was young…
>>22 The old dudes at the bottom of 5ch talk about investing like idiots who only know one thing, but the market is currently in the middle of a huge boom and is on the brink of a crash in both the US and Japan. Have you studied the market properly?
There will likely be a big difference in the future between those who use the surplus to fill their NISA slots, those who use it to repay student loans, and those who use it to cover living expenses.
>>38 I can”t go abroad because of the weak yen, so I have to wait until the yen gets stronger. In the Japanese summer, Hokkaido and Nagano are so hot that there”s nowhere to escape.
Once the stock market crashes, it can easily stagnate for decades. If you hit that stagnation period, you won”t be able to take profits and you”ll just suffer huge losses.
Well, if you start saving when you”re young, in the end, about 1/10 is the right amount I think it”s a small amount, but this is also a time axis effect However, in Japan, where there are no interest rates, the return is too small Japan has a better environment for making money
I”m 40 years old, but I”m from a generation that”s much more enthusiastic about investing than I was when I was around 25. When I was around 25, a lot of people around me were using up their entire bonuses.
>>46 I often see people bragging on Twitter about how much they spent on gacha Young people today are smarter because they invest their money instead of using gacha
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