“I shouldn’t have gotten into the new NISA...” said a 65-year-old former company employee with a monthly pension of 130,000 yen, who started investing due to a lack of funds for his retirement. “I was trembling with regret,” he said, clutching his smartphone.

Japanese economy
0001Panna cotta★.Aug. 1, 2024 (Thu) 20:37:32.44ID:BjaeTfOf9
At age 65, he has started living off his pension, but is still racked with monthly losses. Tokutaro Saigo (not his real name, age 65, single) has retired from the company he has worked for for many years and is finally at the starting line of his retirement life. However, the life there was much tougher than they had imagined. “My monthly pension is 130,000 yen. However, living expenses, including rental property, taxes, and social insurance premiums, will cost at least 200,000 yen. I’m in the red by 70,000 yen every month…”
My savings of 8 million yen will run out by the time I’m in my mid-70s. Faced with this reality, Tokutaro became anxious to somehow increase his savings. That’s when the idea of ​​”investing” came to mind. Tokutaro, who had recently seen a lot of information on TV programs such as “There’s an investment boom” and “The new NISA is a good deal,” decided that the only way to increase his savings was through investment. Read more here
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“I shouldn’t have done the new NISA…” A 65-year-old former company employee with a monthly pension of 130,000 yen who started investing due to a lack of funds for retirement clutched his smartphone and “trembled with regret” [Panna Cotta★].

「新NISAなんてやるんじゃなかった…」老後資金不足で投資を始めた年金月13万円・元会社員65歳がスマホを握りしめ「後悔に震えた」ワケ [パンナ・コッタ★]
「新NISAなんてやるんじゃなかった…」老後資金不足で投資を始めた年金月13万円・元会社員65歳がスマホを握りしめ「後悔に震えた」ワケ【FPの助言】 | THE GOLD 60
「老後資金を増やしたい」その一心で、貯金の半分近くを新NISAに投資した65歳の西郷徳太郎さん。しかし、その決断が彼の生活を一変させることに……。市場の荒波に翻弄される心と眠れぬ夜を過ごす日々。徳太郎さんの経験から、年金生活者が陥りやすい投...
0025Anonymous Donburako.Aug. 1, 2024 (Thu) 20:42:02.46ID:C/4UwNoJ0(1/2)
>>1
How can you lose in this year’s market?
If you’ve been investing in sp500 or Orkan every month since the beginning of the year, you’ll be in the black.
0042Security Guard [lv.11] [Sprout].Aug. 1, 2024 (Thu) 20:43:39.94ID:YhPJfbQJ0
>>1
Normally, wouldn’t you buy gold when the Wuhan coronavirus started in January 2020?
There was a big panic in China, and people fled overseas during the Chinese New Year.
Even if the price goes up little by little, it’s only 6000 yen per gram, but now it’s 12,995 yen per gram.
If you’re weak and insensitive to current events, don’t invest in stocks.
0076Anonymous Donburako.Aug. 1, 2024 (Thu) 20:47:26.58ID:EVOPWiNc0
>>1
In reality, there are probably a lot of old people who are afraid of overseas investment based only on their image, and are all Nikkei tsunderes
I think a lot of people will seriously die of despair from NISA.
0090Anonymous Donburako.Aug. 1, 2024 (Thu) 20:48:58.08ID:NoiPke6O0(1/7)
>>1
First of all, I have no idea what you mean by “doing a new NISA.”
Anyone with experience should know that it’s just another type of account, along with a special account and a regular account.
But it’s obvious in an instant that this is a fantasy essay meant to appease the jealousy of people who’ve never had a securities account.
0004Anonymous Donburako.Aug. 1, 2024 (Thu) 20:38:46.90ID:Bz2JINQm0
I wonder what I’ve been thinking about all this time.
0005Anonymous Donburako.Aug. 1, 2024 (Thu) 20:39:01.89ID:LwHlzBfS0
Having 8 million yen in savings at 65 is obviously pretty unplanned lol.
0073Anonymous Donburako.Aug. 1, 2024 (Thu) 20:47:18.97ID:YEF0CivO0
>>5
You just happened to be in a good environment.
0009Anonymous Donburako.Aug. 1, 2024 (Thu) 20:39:50.97ID:Xhze06Mw0
This means that new NISA members have been forced by the government to buy worthless stocks that will never rise in value.
0014Anonymous Donburako.Aug. 1, 2024 (Thu) 20:41:07.66ID:zBFKtxs20
Is it really possible for the original investment to be lost that much?
0036Security Guard [lv.9] [Sprout].Aug. 1, 2024 (Thu) 20:43:07.01ID:ZJon9gcz0
>>14
The Nikkei Stock Average has surpassed its peak during the bubble era in 1989.
0015Anonymous Donburako.Aug. 1, 2024 (Thu) 20:41:08.51ID:uhrMHhhD0
Why can’t we trust pensions but can we trust the new NISA?
0052Anonymous Donburako.Aug. 1, 2024 (Thu) 20:44:38.78ID:Gp7Awn6u0(2/6)
>>15
Stock investment has been around the world for a long time, regardless of NISA.
0017Anonymous Donburako.Aug. 1, 2024 (Thu) 20:41:21.50ID:7ojZt7yF0
No one is so kind as to tell a complete stranger about a money making scheme. This is all you need to remember. Then you will never be fooled by a money making scheme again.
0018Anonymous Donburako.Aug. 1, 2024 (Thu) 20:41:25.25ID:IN1Jk4i10
The basis for NISA is long-term management. Don’t get too excited or upset over a small increase or decrease.
0021Anonymous Donburako.Aug. 1, 2024 (Thu) 20:41:40.02ID:JltzaIhf0
I don’t get the point of being single and feeling anxious. If you run out of money, just wallow and die. You’re going to die someday anyway.
0022Anonymous Donburako.Aug. 1, 2024 (Thu) 20:41:40.34ID:8qKR9aiF0(1/2)
But in this difficult economic situation, Kishida is being ruthless by starting a new NISA and getting people to buy stocks.
0023Security Guard [lv.21].Aug. 1, 2024 (Thu) 20:41:53.33ID:2qolkoi30
I’ve been told over and over to invest for the long term, what have you been listening to?
0026Anonymous Donburako.Aug. 1, 2024 (Thu) 20:42:05.75ID:f0D5sV3e0
The negative rumours about the new NISA are hilarious. It’s because of idiots like this that people misunderstand that investing is dangerous.
0030Anonymous Donburako.Aug. 1, 2024 (Thu) 20:42:39.14ID:g2mrjOaL0
Buy gold because the yen is getting stronger.
0031Anonymous Donburako.Aug. 1, 2024 (Thu) 20:42:43.05ID:YN7QkxJY0
I’m in tears as I’m doing NISA as told by the bank sales person.
0032Anonymous Donburako.Aug. 1, 2024 (Thu) 20:42:48.42ID:Xa/WOKNX0(1/4)
People were saying it would fall so much lol. It’s still just the beginning.
0034Anonymous Donburako.Aug. 1, 2024 (Thu) 20:42:58.75ID:y62tgMVY0
Welcome to the new NISA stop loss content?♪.
0035Anonymous Donburako.Aug. 1, 2024 (Thu) 20:43:02.58ID:kYWI4lKm0(1/10)
Maybe he spent all of his savings in NISA, to the point that he would have run out of money to live on if he hadn’t cut his losses. I mean, just a little while ago they were stirring up the idea that the yen would drop to 200 yen and become trash! That’s why I guess he had no choice but to get NISA.
0038Anonymous Donburako.Aug. 1, 2024 (Thu) 20:43:10.76ID:zQwXsxSF0
I made my investment debut at 65 lol

It’s just good nutrition

Duck onion.

0081Anonymous Donburako.Aug. 1, 2024 (Thu) 20:48:07.92ID:C3QAcvoS0(2/5)
>>38
It’s like a duck in a pot, with onions poking it.
0041Anonymous Donburako.Aug. 1, 2024 (Thu) 20:43:28.66ID:/mRj/G9y0
Isn’t this something that someone 65 or older should start?
I’ve heard a little about some of the long-term investments that young people can make.
0044Anonymous Donburako.Aug. 1, 2024 (Thu) 20:43:48.89ID:alMqHKV+0(1/3)
This is why people are saying the yen should be strong and prices should go down. It’s unreasonable to ask people to just increase their NISA holdings.
0050Anonymous Donburako.Aug. 1, 2024 (Thu) 20:44:19.46ID:JB2Y1eUy0
Well, that’s according to the government’s plan.
Reference: https://asahi.5ch.net/test/read.cgi/newsplus/1722512252

Other languages: 「新NISAなんてやるんじゃなかった…」老後資金不足で投資を始めた年金月13万円・元会社員65歳がスマホを握りしめ「後悔に震えた」

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